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Privacy Policy Effective Date: 02/06/2026 CHAT AI PTE. LLC (“Company”, “we”, “our”, “us”) respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, and safeguard your information when you use our AI learning platform. 1. Information We Collect We may collect the following information: Name and email address during registration Account login details Payment-related information (processed securely by our payment providers) Usage data, learning interactions, and activity on the platform Device and browser information (IP address, cookies, analytics data) We do not store full credit card numbers on our servers. 2. How We Use Your Information We use your data to: Provide and improve the AI learning service Manage subscriptions and user accounts Respond to support requests Monitor system performance and prevent abuse Comply with legal obligations 3. Payment Processing Payments are processed by secure third-party payment providers. We do not directly handle or store sensitive cardholder data. 4. Data Sharing We do not sell or rent your personal data. We may share data only with: Service providers necessary to operate the platform (hosting, analytics, payment processors) Authorities if required by law 5. Data Retention We retain user data only as long as necessary to provide services or comply with legal requirements. 6. Cookies and Tracking We use cookies and analytics tools to improve user experience and platform performance. 7. Data Security We implement reasonable technical and organizational measures to protect your data from unauthorized access, loss, or misuse. 8. Your Rights You may request to: Access your personal data Correct inaccurate information Delete your account and personal data Requests can be sent to our support email. 9. Children’s Privacy Our platform is not intended for children under 13 years old without parental consent. 10. Changes to This Policy We may update this Privacy Policy from time to time. Continued use of the service means acceptance of the updated policy. 11. Contact Us For privacy-related questions, please contact: Email: support@chatai-tech.com