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Terms of Service Effective Date: 02/06/2026 Welcome to the AI learning platform operated by CHAT AI PTE. LLC (“Company”, “we”, “our”, “us”). By accessing or using our services, you agree to be bound by these Terms of Service. 1. Description of Service CHAT AI PTE. LLC provides an AI-powered educational platform that allows users to interact with an intelligent assistant for learning, practice, and knowledge exploration across various subjects. 2. Eligibility You must be at least 18 years old, or have permission from a parent or legal guardian, to use our services. 3. Account Registration Users may be required to create an account. You agree to provide accurate information and keep your login credentials secure. 4. Subscription and Billing Access to the platform is provided through subscription plans, including trial and paid plans. Subscriptions renew automatically unless canceled before the end of the billing cycle. Users can cancel anytime to prevent future charges. Fees are charged in advance for the subscription period. 5. Free Trial If a trial is offered, no charge will occur during the trial period. After the trial ends, the selected subscription plan will begin unless canceled. 6. Acceptable Use You agree not to: Use the platform for unlawful purposes Attempt to disrupt or hack the system Share your account with others Use the AI for harmful, abusive, or unethical activities 7. Intellectual Property All content, software, AI models, and materials on the platform are the property of CHAT AI PTE. LLC and protected by intellectual property laws. 8. No Educational Guarantee Our AI provides assistance for learning purposes only. We do not guarantee specific academic results, certifications, or outcomes. 9. Refunds Refunds are governed by our Refund Policy. 10. Termination We reserve the right to suspend or terminate accounts that violate these terms. 11. Limitation of Liability CHAT AI PTE. LLC is not liable for any indirect, incidental, or consequential damages arising from the use of the platform. 12. Privacy Your use of the service is also governed by our Privacy Policy. 13. Modifications We may update these Terms at any time. Continued use of the service constitutes acceptance of the updated Terms. 14. Governing Law These Terms shall be governed by the laws of USA. 15. Contact For questions regarding these Terms, please contact: Email: support@chatai-tech.com